Tuesday, December 9, 2008

Mastercard endorsement

I have had a Mastercard credit card now for over a year. It is my business credit card. I find it a valuable part of my business operation, perhaps the most valuable, other than my drawing talent. The concept of having a line of credit, so that I can be aggressive today beyond my cash assets, and pay for it tomorrow, is a very sensible way to do business, both for me and for the credit card company and the bank that pays my charges. The simplicity of the card over cash, which entails keeping track of very many individual objects of coins and notes, is a strategic business vehicle in itself. I am always more than glad to pay the interest each month, knowing how this expense gives me value in the way I live and do business.

VISA credit card endorsement

I have had a VISA credit card for over a year now. I would say it is responsible for a large part of my security today, in dollar terms. Without it, my health would be poorer because I would not have eaten as well. Though all my available cash goes to make the monthly minimum payments, I have calculated this part of my budget over the next year and it looks like i am in ship shape.I get three meals a day at my nursing home. These are on the order of 70% eatable. While this is a problem, it is not as big a problem as being homeless, which I was for eight years. So you can see why i say the VISA card has been good for me. it's not a grant. I have to pay it all back eventually, plus interest of course. But in my line of work, that is, being the first of the chicago mafia, every moment in the present, spent on pivotal details, means a whole lot more high functioning structure in my world than would exist otherwise, and thereby the means of paying for the present use of those funds will more than likely be ready at hand.

I also have a Mastercard for business.